27 Inspiring Investing Money Quotes That Will Change Your Life!

Last Updated February 18, 2024 by Davina Kelly

When I first began my investing journey I was constantly watching interviews with successful investors and reading investing money quotes for inspiration.

Investing in the stock market is important more now than ever. As we navigate the cost of living crisis and inflation, having strategies to grow your money and the right mindset is crucial.

Reading these quotes and developing a better understanding of how the stock market works helped me build a five-figure investment portfolio that makes me passive income.

In this post, I will share some of the best quotes that helped to motivate me and put me in the right mindset.

This post is all about investing money quotes.

How Warren Buffet Inspired Me To Start Investing

Before I started investing I wanted to make sure I knew exactly what I was getting myself into. I had heard all of the horror stories about people investing and losing their money and I didn’t want that to happen to me.

I consumed as much information as I could to ensure I had a solid understanding of what the stock market was, what all of the terminologies meant and the best investment strategies to build wealth. My risk tolerance was low I didn’t want to lose any of the money I had worked hard to save up.

Warren Buffet is the most successful investor and I wanted to learn from him so I watched all of his interviews and made notes. Through watching his interviews I learned that his investment strategy was simple, he bought shares in good quality companies and held them long-term.

How I Got Started

He also advised beginners to invest in a low-cost ETF fund like the S&P 500 and hold it for the long term as this could serve as retirement savings. This appealed to me because I knew that ETFs were low-risk, diversified and carried low fees.

I felt ready and had a solid understanding of what I was doing so I went for it. From my savings, I took $500 and bought my first ETF fund and it was the best decision I have made. I have now built a five-figure portfolio with little effort.

After a while, I gained confidence and started investing in individual stocks and it has served me well. Now I make money while I sleep!

What I have Learned

Along my journey, I have kept the lessons I learned from Warren Buffet in the front of my mind and they have helped me to make the best investment decisions.

If you continue to invest in yourself, be greedy when others are fearful, stay disciplined and patient and hold your investments for the long term you will be a great investor.

Anyway, enough about me lol if you are looking for advice on how to build wealth or seeking motivation to stay the course these investing money quotes from Warren Buffet will inspire you and take you to the next level on your financial path.

10 Life-Changing Warren Buffet Quotes About Investing

1. “Be Fearful When Others Are Greedy and Be Greedy When Others Are Fearful”

This is one of the first quotes I heard by Warren Buffet, it sounded a bit harsh at first but after investing for a few years I understand what he means and I always remind myself of it.

The activity in the stock market is usually a reflection of what people have heard in the news. For example, back in 2020 during the crisis everyone was scared so they panicked and sold their shares. This made stock market prices fall drastically.

For investors with experience, this was a good thing, they saw an opportunity to buy stocks at a discounted price. Even though their portfolio was down they understood it was temporary and once we got back to some normality it would recover.

This quote has taught me that when people are scared and sell their shares this is a time to be greedy and buy more shares in the stock market.

On the other hand, when people are being greedy and buy a lot of shares in a company, don’t follow the hype, it is time to be fearful. This is usually a new company that is being overhyped and people are buying shares because everyone else is.

2. “Someone’s Sitting In The Shade Today Because Someone Planted a Tree a Long Time Ago”

Success doesn’t happen overnight, it takes a long time, usually years. You have to spend time learning, investing in yourself, and experiencing failures before you see success. Failure is the greatest lesson even though it isn’t pleasant.

The person sitting in the shade has been through this and has been able to withstand it and grow through the process. It is the equivalent of reaping the benefits of an investment portfolio that started a long time ago from something small and has grown into something greater over time.

If you start with a small investment portfolio, invest consistently and are patient, your hard work will pay off and you will be sitting in the shade in the future reaping the benefits.

3. “If You Aren’t Willing To Own a Stock For 10 Years, Don’t Even Think About Owning it For 10 Minutes”

Investing is a long game, if you have stocks in your portfolio that you wouldn’t hold for the long term it is best to not own it at all as you won’t get the most value if you hold it for a short period of time.

4. “If You Don’t Find a Way To Make Money While You Sleep, You Will Work Until You Die”

The first time I heard this quote my mind was blown! I thought to myself omg you can make money while you sleep? How? I want in, I need to learn how to do the same thing.

Up until that point, I thought the only way to make money was by trading your time. However, learning about investing opened my mind to other ways of making money.

From this quote, I learned that you need to create streams of passive income alongside your full-time job to have financial freedom. The reality is that one stream of income is one step away from being broke!

If you only have one source of income and you lose it then your income stops. This also showed me the importance of saving money and having an emergency fund.

Investing in the stock market is a great way to make passive income. You can buy shares in great companies and make money from compound interest and dividends while you sleep.

5. “The Most Important Investment You Can Make Is In Yourself”

I love this quote because it highlights the importance of personal development. Investing money will create wealth, but the more you learn the more you earn.

Your mind is your most valuable asset so if you invest in your mindset, skills, and knowledge you will have a lifetime of dividends. By making these investments you can improve your decision-making skills and increase your earning potential.

When you make investing in your self-development a priority it contributes to your growth and makes you a better person. This can help to enhance your professional life and also enrich your personal life. The aim is to live a rich life both financially and personally.

6. “You Don’t Need To Be a Rocket Scientist. Investing Is Not a Game Where The Guy With 160 IQ Beats The Guy With 130 IQ”

Investing is not based on being smart, well it is to a degree but the smartest person doesn’t necessarily have an advantage.

In some cases, the smartest person can have a disadvantage and they will invest solely based on knowledge and neglect the other important parts like managing your emotions. Giving into your emotions can cause you to make bad decisions.

If you consistently invest in good companies and are patient and disciplined you can build a great portfolio and benefit from good returns in the future.

7. “Price Is What You Pay, Value Is What You Get”

When it comes to investing in the stock market the price of a stock and the value are not always the same thing. The price may be above or below what the company is actually worth. The stock price is just a representation of what people are willing to pay for it.

Before you decide to invest in a company you need to ensure it is a company that you are knowledgeable about and believe in. Investing in great companies will always give you value.

8. “Our Favourite Holding Period Is Forever”

True wealth is built by buying shares in quality businesses and holding them for a long time. By doing this you will benefit from growth, dividends and compound interest.

9. “Investing Is Simple, But It Isn’t Easy”

Investing in the stock market is the easy part. You choose companies that you believe in, buy stock consistently and hold them.

Managing your emotions, being patient, and being disciplined is the hard part. Overcoming this will make you a great investor.

I read a really good book about this recently called The Psychology of Money. It delves into the mindset of investors and how the psychological aspect of investing has impacted them. This is a good book with many valuable lessons.

10. “Rule No. 1 Is To Never Lose Money. Rule No.2 Is To Never Forget Rule No. 1”

Warren Buffet’s advice to investors emphasises the importance of understanding the business you invest in. If you invest in quality businesses and avoid unnecessary risk you will be able to preserve your capital.

The stock market will go up and down, but if you buy and hold for the long term this won’t affect you. As an investor, the aim is to preserve your capital, so if you play the long game and manage your risk you will be able to achieve that.

Timeless Quotes From Successful Investors

I have listed some more quotes below from some of the most successful investors. These quotes are timeless and are still relevant today.

They focus on the fundamentals of investing and highlight some of the other areas that are often overlooked like managing your emotions and having the right mindset.

Some of these quotes are from some of the greatest investors including Benjamin Graham who Warren Buffet learned from.

11. “The four most dangerous words in investing are: ‘This time it’s different.’” Sir John Templeton

You will usually hear these words from investors who follow trends and gamble. This rarely works out well. Stick to investing in good quality companies you are knowledgeable about.

12. “The stock market is a device for transferring money from the impatient to the patient.” Warren Buffet

Investing is a long game. Patience and discipline are important skills that are often overlooked, but if you master them you will be a successful investor.

13. “The investor’s chief problem and even his worst enemy is likely to be himself.” Benjamin Graham

This quote emphasises the importance of your biases and emotions when investing. The best investors are rational and know how to control their emotions.

14. “Compound interest is the eighth wonder of the world. He who understands it earns it, he who doesn’t pays it.” Albert Einstein

Compound interest is another great benefit of investing in the stock market. This is when you earn interest on your principal amount and on the interest from the previous periods. Essentially your interest is earning money on interest.

15. “Don’t look for the needle in a haystack. Just buy the haystack!” John Bogle

Trying to find the next best company to invest in can be hard, especially when you are a beginner. John Bogle came up with the best solution, buy index funds!

By buying an index fund you can get a piece of all of the biggest companies in the stock market. This is the best way to get started with investing. Index funds are diversified, low risk and have low costs.

16. “The stock market is filled with individuals who know the price of everything, but the value of nothing.” Phillip Fisher

This quote highlights the fact that a lot of people invest in companies without researching them. These investments don’t usually perform well. Being knowledgeable about the companies you invest in is super important.

17. “Courage taught me no matter how bad a crisis gets, any sound investment will eventually pay off.” Carlos Slim Helu

Don’t panic when there are any setbacks in the market, prices will inevitably fall. If you invest in good quality companies, hold them for a long time and ignore the noise your investments will do well.

18. “People who invest make money for themselves, people who speculate make money for their brokers.” Benjamin Graham

A lot of investors like to speculate about which companies they think are the next best thing which is a gamble.

On the other hand, investors who calculate what the stock is worth based on the value of the business tend to make money.

19. “If you find three wonderful businesses in your life, you’ll get very rich.” Warren Buffet

This quote emphasises one of Warren Buffet’s philosophies which is to invest in high-quality businesses. You don’t need 10 great companies, if you can find a few that have high profitability and hold them you will benefit from long-term growth.

20. “You make most of your money in a bear market, you just don’t realise it at the time.” Shelby Cullom Davis

When the stock market is down it provides a great opportunity to make money. This is because you will be able to buy stocks at a discounted price. As Warren Buffet says when others are fearful, be greedy.

21. “The two greatest enemies of the equity fund investor are expenses and emotions.” John Bogle

This quote emphasises again how your emotions can cause you to make bad decisions. Also, when investing you want to choose stocks or funds with low costs as they will eat into your profits.

22. “Behind every stock is a company. Find out what it’s doing”. Peter Lynch

Doing your research on a company before you decide to invest is crucial. Investing based on knowledge usually leads to good investments.

23. “You never really know a stock until you own it.” Walter J. Schloss

Once you have done your homework on a stock and made the decision to buy it, make sure you evaluate the performance. This is the best way to know how a stock performs.

Quotes About Investing & Wealth

24. “An investment in knowledge pays the best interest.” Benjamin Franklin

Knowledge is power! The more you invest in your skills, mindset and self-development the more you will earn.

25. “If you will live like no one else, later you can live like no one else.” Dave Ramsey

Those who have the discipline to live frugally, stick to a budget, and save and invest consistently can create wealth and live a rich life in the future.

26. “Financial freedoms my only hope, f*ck living rich and dying broke.” Jay Z

Living a life of luxury is great, but it is important to make investments now that will create wealth for your future. The goal should be to leave a generous legacy, that is true wealth!

27. “The biggest risk of all is not taking one.” Mellody Hobson

To do great things in life you have to take risks, this applies to investing and life in general. It can be scary, but it is better to take a risk and fail instead of not taking action. The only regret you will have is not trying.

Final Thoughts

Investing can be overwhelming, you can feel confused and even panic when your portfolio is down which can cause you to make bad decisions.

These quotes can be a source of inspiration on your journey. They can offer insights into the minds of some of the most successful investors and give an understanding of their strategies and philosophies

Through these quotes, you can learn about the importance of other key factors such as risk management, patience and managing your emotions. They can serve as a reminder to stay focused and remain calm when the stock market is down.

Have these quotes inspired you? Which are your favourite ones?