25 Inspirational Money Quotes to Manifest Wealth!

Last Updated December 15, 2024 by Davina Kelly

You’re on a mission to take control of your finances, but every step forward brings a new obstacle. The journey can be challenging but it’s worth it and these money quotes can light that fire to keep you pushing forward, even when times get tough. 

Money is a powerful tool that can shape your lifestyle, future and sense of security. Sometimes a few wise words can remind us of what’s possible with the right mindset and strategy. 

On my own financial journey, especially when I was deep in debt, these money quotes were super motivating. They reminded me that with the right money mindset and a solid plan, I will reach my goals. 

In this post, I will share some of the best money quotes to inspire, motivate and guide you on your financial journey. 

25 Best Money Quotes:

Motivational Money Quotes

1. “Your income can grow only to the extent that you do.” — T. Harv Eker

Want to make more money? Start by levelling up. When you invest in yourself – whether it’s learning new skills or working on personal growth – your value grows and so does your earning potential. Be the person who attracts success.

2. “Success is walking from failure to failure with no loss of enthusiasm.” — Winston Churchill

This is one of my favourite money quotes it always motivates me! 

Every misstep isn’t a setback, it’s a setup for something bigger. Success doesn’t come from avoiding failure – it comes from learning to push forward with hope, grit and determination. 

Keep going and remember that every stumble brings you one step closer to your goal.

3. “Don’t stay in bed unless you can make money in bed.” — George Burns

This funny money quote is a playful reminder to get up and make things happen! Productivity fuels progress and you’re only going to get closer to your goals if you’re actively working toward them. 

Rest when you need to, but don’t wait for money to magically show up because it won’t.

4. “Saving must become a priority, not just a thought. Pay yourself first.” — Dave Ramsey

Make saving a non-negotiable. By setting aside money for yourself before anything else you’re creating a financial cushion that can handle any surprises. Trust me, your future self will thank you.

5. “Persistence is the key to unlocking wealth.” — Unknown

Nothing worth having comes easy. Wealth is built day by day through small, consistent actions. Stick with your plan, stay focused and remember that the results will come if you just keep going.

6. “Don’t tell me where your priorities are. Show me where you spend your money, and I’ll tell you what they are.” — James W. Frick

Your spending habits reveal what you truly value. Look at where your money goes each month – are you investing in things that bring you closer to your goals?

Or are there places you could spend smarter? Let your money reflect what truly matters to you.

7. “You can only become truly accomplished at something you love. Don’t make money your goal.” — Maya Angelou

Find something you’re passionate about and success will follow. When you focus on what brings you joy and fulfilment, the money will come as a result.

Loving what you do is the true reward and makes the journey worthwhile.

8. “The best thing money can buy is financial freedom.” — Rob Berger

Flashy stuff and material possessions are cool, but true freedom is being able to live life on your own terms. 

Focus on building financial security so you can wake up each day knowing you have options and can do what you want with your time.

9. “You must develop a spending plan to make sure you control money instead of money controlling you.” — Dorothy Koomson

A budget isn’t about restriction, it’s a powerful tool to help you manage your money and achieve freedom. When you create a plan for your money, you’re the one in the driver’s seat. 

Stick to your budget it’ll ensure every dollar you earn goes toward something that matters to you.

10. “It’s not about having more money. It’s about finding ways to make life less expensive.” — Unknown

Sometimes the best money move is learning to live on less. Instead of focusing on income alone, find ways to cut costs and you’ll make room to save and invest more and stress less.

Make life affordable on your terms.

11. “The secret to wealth is simple: find a way to do more for others than anyone else does.” — Tony Robbins

Real success comes from adding value to others. I’ve heard so many successful people say some version of this, so it must have some truth to it. 

When you make it your goal to help others, you’ll naturally attract abundance. Find ways to make a difference and success will find its way to you. 

12.  Do not save what is left after spending, but spend what is left after saving.” – Warren Buffett

Make saving your priority and build your budget around what’s left. This small shift can lead to huge gains in financial security and freedom. 

This is one of the best money quotes to help you build wealth and reach your financial goals faster. And Warren Buffet knows a lot about building wealth so I’ll happily take his advice.

13. “If you don’t value your time, neither will others. Stop giving away your time and talents—start charging for it.” — Kim Garst

Your skills and time are valuable, so make sure you’re getting what you’re worth. Respecting your own value sets the standard for others to do the same and it leads to more financial opportunities and higher earnings.

14. “The rich invest their money and spend what is left; the poor spend their money and invest what is left.” — Jim Rohn

When you make investing a priority, you’re setting yourself up for growth. Don’t wait to see what’s left at the end of the month, make building wealth the first thing you do with your money.

15. “Financial freedom is freedom from fear.” — Robert Kiyosaki

Money worries can weigh you down. But with a solid financial plan, you can move through life without fear of unexpected expenses. Financial freedom is all about peace of mind.

16. “Money looks better in the bank than on your feet.” — Sophia Amoruso

Those fancy shoes might be tempting, but having cash in the bank feels even better. Prioritise savings over impulse buys and you’ll build a future you’re proud of.

17. “There is no dignity quite so impressive, and no independence quite so important, as living within your means.” — Calvin Coolidge

Living within your means isn’t about limitation, it’s about self-discipline and independence. When you manage your money well, you’re in control of your life and your choices.

18. “The key to financial freedom and great wealth is a person’s ability to convert earned income into passive income.” — Robert Kiyosaki

Make your money work for you, not the other way around. By turning earned income into investments that generate passive income, you’ll build a financial future with freedom and flexibility.

19. “Time well-spent results in more money to spend, more money to save, and more time to vacation.” – Zig Ziglar

Use your time wisely and it will pay off in more ways than one. When you prioritise what matters, you’ll find yourself with extra money and time to enjoy life to the fullest.

20. “If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.” – Edmund Burke

Take control of your finances so you can use them to create a life you love. When you’re in control, money becomes a tool – not a trap. Be the master of your wealth, not its servant.

21. “At least eighty percent of millionaires are self-made. That is, they started with nothing but ambition and energy, the same way most of us start.” – Brian Tracy

Wealth is achievable to anyone with drive and determination. You don’t need a head start, you just need the will to keep pushing. Believe that you can create your own success story and you will.

22. “I’m a great believer in luck, and I find the harder I work the more I have of it.” – Thomas Jefferson

This is one of my favourite money quotes. Hard work often creates its own luck. When you put in the effort and stay focused on your goals, opportunities tend to fall into place.

Put in the work and watch your own luck unfold.

23. “There is no passion to be found playing small—in settling for a life that is less than the one you are capable of living.” — Nelson Mandela

Don’t play small when you’re meant for more. Pursue a life that reflects your full potential including financial freedom. You’re capable of so much – let your goals and actions show it.

24. “Money is numbers, and numbers never end. If it takes money to be happy, your search for happiness will never end.” — Bob Marley

This is a powerful reminder that money itself can’t buy fulfilment. There will always be “more” to chase, but real happiness comes from within and is built on experiences, relationships and purpose. 

Use money as a tool to support your life – not as the sole measure of success and happiness.

25. “The genius thing we did was never give up.” — Jay-Z

I heard Jay Z say this in an interview with Warren Buffet and it always stuck with me. 

Success doesn’t come overnight, it’s about showing up, putting in the work and pushing forward even when things get tough. 

Jay Z’s words are a reminder that resilience and persistence are the true game-changers. Keep going, keep grinding and know that every step forward is one step closer to your goal. 

Final Thoughts

Each of these money quotes holds a powerful lesson about mindset and creating a life you love. Use them as little reminders that financial success is built through discipline, patience and the belief in your own ability to succeed. 

These quotes are here to inspire you, but the real magic happens when you start to take action. So let these words fuel your journey and keep moving forward. 

I hope these money quotes have inspired and motivated you on your financial journey.

Which are your favourite quotes? Let me know in the comments below. 

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